Day 12

Which goal comes first? You need to decide which goal on your list should come first. Talk this over with the other members of your family. If you live alone, think it over yourself. Try to list your top four goals and decide what you can fit into your budget.

A ‘good’ budget is in the eyes of the creator or beholder alike! Some suggested, but by no means comprehensive criteria follows:

-Budget is both process and product

-Collaborative, engaged, hands-on effort

-Characterized by communication and mutual agreement

-It advocates involvement and exchange

-It is real-time and reality-based

-Factual

-Accurate

-A financial check-up and check-in on the family finances, household dollars, situations, behaviors, and resources.

-An action-plan, future-oriented

-Offers a peak into the past, scrutinizes and enlightens the present, while planning and promising a future

-Goal and results oriented